Apple Pay requires a bit more active attention, which I can understand from Apple's perspective is about explicitly confirming the desired action (and security), but also feels silly in this day and age when essentially everyone understands that swiping your phone over a credit card terminal is going to cause you to initiate a financial transaction.Contactless payments have increased during the coronavirus pandemic as a safer, touch-free method of paying for shopping and other deliveries. Google Pay, by comparison, is just a tap of my thumb on the screen, a wave, and away I go: it truly feels seamless. awkward (my kingdom for an official Apple Watch Apple Pay wrist band), which tends to make me prefer using the iPhone to pay anyway. Even so, arching your wrist backward over an NFC reader remains, at best. I'd welcome a simple double-twist wrist gesture it'd look a touch silly, but it keeps your second hand free, which I think is a preferable solution, all things considered. Using the Apple Watch, you don't have to go through a Face ID or password check, but you do need a second free hand to double-tap the power key unless you have some seriously double-jointed digits. Traditional NFC payments aren't supported in this mode. Interestingly, there is an option to simply allow the phone to process a payment even when the screen is off and locked - but only for supported public transit partners, like the Clipper system here in the San Francisco Bay Area.
You must double-tap the power key (which must be enabled in the Wallet app), at which point a Face ID check is initiated, and then you are allowed to pay. On the iPhone, there is no way to bypass Apple's two-step verification for tap to pay.
Tap your fingerprint reader or enter your PIN, and simply waving your phone over an NFC reader will initiate a Google Pay payment whether you have the Pay app open or not - no additional action is necessary, and your default card will be processed. On Android, simply unlocking your phone is confirmation enough for Google that you want to buy something.
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